Insights

Economic Commentary Spring 2025

The third quarter of the year saw very strong gains from many international share markets. Alongside positive contributions from bonds markets, this resulted in attractive returns to most diversified investors. With global growth and trade uncertainties bubbling away, the US Federal Reserve finally lowered interest rates. This was welcomed by share investors and a number of share markets moved to new all-time highs during the quarter.

In this update, in the market commentary section we take a closer look at a phenomenon called recency bias, take a temperature check on the New Zealand economy, provide a quick update on global tariffs and explore safe haven assets.

In the feature article, we look at different money personalities and how these can influence your tendencies and patterns towards money. This is not just an important read for individuals to better understand their own tendencies but should be mandatory read for all couples.

The excellent investment returns over the last few years have rewarded patient investors. Recency bias would lead us to expect more of the same next quarter, but experience tells us that’s probably unlikely.

Thankfully, a great investment outcome doesn’t require a crystal ball, it only requires an appropriate strategy that’s consistently implemented. That’s what we will be continuing to focus on in the months ahead.

Click here to read the update

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